Commercial UnderwriterTri Counties Bank
Tri Counties Bank
Bachelor's Degree in Business Administration or related plus 1 years' experience as a Commercial Underwriter, Financial Quantitative Analyst or related.
Requires 1 year of experience in initial financial analysis of assigned commercial credits including statement spreading and analysis, tax return analysis, and credit report analysis; analyzing commercial loan applications and renewals; preparing historical income and balance sheet statements; preparing underwriting support forms and packaging of the loan for submission; analyzing complex companies and industries and conducting presentations on findings to the Commercial Underwriters, via preparation of cash flow and ratio analysis reports; conferring with Relationship Managers to determine client needs and discuss options for borrowers, requesting any additional information needed to complete the processing and preparing the loan packet to go to Commercial Underwriters; coordinating with appraisal department and escrow companies for secured loan products; assisting Relationship Managers in the preparation of Interim Credit Reports and Real Estate Update Memos, underwriting loan renewals, with loan structuring, commercial products and services; and Bank's Underwriting Guidelines, Procedures, policies and compliance requirements, along with regulatory requirements. Requires university coursework in understanding of financial and managerial accounting, macro and micro economical analysis, financial institution and market analysis, financial management, California Business Law, Principles of real estate, and Risk and insurance management.
Worksite at 836 East Cypress Ave., Redding, CA 96002.
Resume to HR at 63 Constitution Drive, Chico, CA 95973.